ETERNA - Your Path to Insurance Excellence
ETERNA

Your Future in Insurance Starts Here

Join the Revolution in Life Insurance & Annuity Distribution

1000+ Active Agents
$2M+ Monthly Production
Debt Protection Guaranteed
Schedule Your Success Call
1000+
Contracted Agents
$2M+
Monthly Production
150%
Top Comp Tier
100%
In-House Operations

Welcome to ETERNA

Discover why agents choose ETERNA for exponential growth

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Your Growth Journey with ETERNA

Start, Scale, Specialize, and Succeed with Our Complete Program Structure

Start Here

SPARK

Begin your insurance career with zero risk and maximum support. We're so confident in our system, we invest in everything you need to succeed. SPARK is where agents master the fundamentals and build their foundation for long-term success.

  • 100% Company-Funded: We pay for everything - leads, training, technology, and support
  • Premium Lead Flow: High-intent, OTP-validated life insurance leads delivered daily
  • Chargeback Protection: Built-in reserves mean you'll never face crushing debt
  • Expert Training: Learn from million-dollar producers who've mastered the system
  • Custom Agent Portal: Track every policy and metric in real-time
Scale Up

LIMITLESS

Ready to maximize your earning potential? LIMITLESS offers industry-leading compensation with the security of an LOA model. Build your book, earn monthly bonuses, and scale without limits.

  • 90-150% Compensation: Industry-leading comp tiers that reward performance
  • Monthly Producer Bonuses: Additional rewards for consistent performance
  • Book Ownership: Build long-term wealth with your client base
  • Chargeback Reserves: 6-month protection system keeps you debt-free
  • Agency Building Opportunity: Start recruiting and earn overrides
Master Level

LEGACY

For industry professionals ready for direct carrier relationships with the backing of a powerhouse IMO. Experience true independence with unmatched support infrastructure.

  • Direct Carrier Contracts: Work directly with top carriers nationwide
  • 90-150% Compensation: Same top-tier comp with direct carrier benefits
  • Monthly Performance Bonuses: Additional incentives for top producers
  • Complete Book Ownership: Your clients, your legacy
  • Full IMO Support: Contracting, commissions, operations - all handled
Master the Annuity Market

ANNUITIES

ETERNA's specialized SPARK program for high-end agents looking to master annuities. Start as a junior agent learning from the best, then graduate to senior agent where you're closing major deals and operating your own team. This is where insurance professionals build real wealth.

  • 7% Average Commission: Industry-leading annuity contracts from day one
  • Junior to Senior Path: Start learning, graduate to leading your own annuity team
  • High-End Agent Focus: Designed for professionals ready to master complex annuity strategies
  • Team Building Opportunity: Senior agents operate and profit from their own teams
  • Premium Carrier Access: Direct contracts with F&G, National Life Group, and top carriers
  • Deal Flow Support: Consistent pipeline of qualified annuity prospects

Build Your Empire with ETERNA

Leverage All Three Programs Simultaneously as an Agency Owner

As an agency owner with ETERNA, you're not limited to one path. Build diverse revenue streams by placing agents across SPARK, LIMITLESS, LEGACY, and our specialized ANNUITY programs based on their experience and goals. This unique multi-tier approach maximizes your earning potential while providing the right fit for every agent.

New Agent Pipeline

Onboard new agents through SPARK with zero risk while earning overrides on their production

Annuity Division Excellence

Build teams of high-end annuity specialists with 7% average commissions and junior-to-senior progression paths

Experienced Producer Profits

Place seasoned agents in LIMITLESS or LEGACY for higher overrides and monthly agency bonuses

Protected Growth

Chargeback reserves in SPARK and LIMITLESS mean your agency grows without debt risk

Complete Infrastructure

In-house lead generation, contracting, commissions, and operations - we handle everything

Real-Time Tracking

Custom portal shows every metric across all agents and programs instantly

Monthly Agency Bonuses

Earn additional monthly bonuses based on total agency production volume

Multi-Product Revenue

Life insurance, annuities, and more - diversify your agency's income streams

Why ETERNA is Different

We're Not Just Another IMO - We're Your Growth Partner

We're revolutionizing insurance distribution by eliminating the barriers that hold agents back. No more choosing between security and earning potential. No more getting crushed by chargebacks. No more struggling for quality leads.

ETERNA provides multiple paths to success because we understand that one size doesn't fit all. Whether you're brand new to insurance, a seasoned producer, an annuity specialist, or building an agency empire, we have the infrastructure, technology, and support to accelerate your growth.

The ETERNA Advantage:

  • ✓ 100% In-House Everything: Leads, ops, tech, support - all under one roof
  • ✓ Debt-Free Growth: Chargeback protection that actually protects
  • ✓ Annuity Excellence: 7% average commissions with junior-to-senior progression and team-building
  • ✓ True Partnership: We invest in your success from day one
  • ✓ Scalable Model: Grow from agent to agency without switching companies
  • ✓ Proven System: $2M+ monthly production speaks for itself

Ready to Transform Your Insurance Career?

Join 1000+ agents who chose growth, security, and success with ETERNA

Schedule Your Success Call Now